If your aging furnace is starting to send not-so-subtle signals that it’s nearing retirement, you may be crossing your fingers and hoping it waits out one more winter. Maybe it will be a mild one. Or maybe you’ll get lucky and squeak by until March.
But you know how it goes. That one, frigid day is the one when furnaces everywhere decide to give up the ghost, forcing homeowners to react under duress.
Replacing a furnace is an investment, one that will affect your comfort, quality of life, even your health, for years to come. So you don’t want to make a snap decision to purchase one as you shiver in three layers of sweaters.
If you’ve been noticing telltale signs of age in your furnace – irregular temperatures, higher heating bills, frequent repairs – you may be more worried about the impact on your wallet than the possibility of a breakdown. But purchasing a new furnace can be a lot more affordable than you think. Here are two options available when you replace a furnace that can keep you comfortable – physically and financially.
Depending on the manufacturer, there may be a rebate available to help you reduce the cost of your investment. Manufacturers offer incentives at different times of the year so ask your HVAC contractor what’s available.
Besides a manufacturer’s rebate, you may also qualify for a rebate from your local New Jersey gas company. State utilities often incentivize customers to switch to higher efficiency furnaces. Choosing a furnace at 96% efficiency or above qualifies you for up to a $750 rebate from the gas company at any time of the year.
The best part is that you can combine the gas company rebate with a manufacturer’s rebate for substantial savings.
Rebates are great for helping to reduce the cost of a new furnace but you still have to afford the investment. That’s where financing can be a tremendous help.
When you qualify for a financing program, you can take advantage of the opportunity to pay for your furnace over time. And the best part is that you can do it for as little as 0% interest over 36 or even 60 months.
With a 0% financing program, you have the choice of paying the balance down as quickly as you want to, without penalty, or as slowly as you need to, up to the term of the loan, without paying one cent in interest.
Another benefit of financing is that you may be able to afford a better system and even include other health and comfort features like air purification, filtration, and humidification, for a minimal additional monthly cost.
And you can take all that money you just saved and put it toward the vacation fund for a nice tropical island next winter!
The HVAC financing process is simple. You get a quote for the system of your choice, apply for on-the-spot financing, and if you qualify you can schedule installation of your new furnace as soon as possible. And that’s a far better option than waiting for an emergency and then rushing into a decision as icicles form on the end of your nose.
Oh, and if you’re still on the fence, you have a full three days to decide whether you’re fully committed. Cancel any time within three days if you change your mind or hit the lottery and decide to pay up front!
No doubt, a new furnace can be a substantial investment, especially if you’re looking at replacing an air conditioner along with it, or adding humidification or air purification systems. But that doesn’t mean it has to break the bank. You can afford a new furnace – and maybe even a few other bells and whistles – with options like rebates and financing.
So don’t suffer another winter or risk an emergency purchase when your furnace finally gives out. Call us or contact us online and let’s talk about how we can make a new furnace affordable for you.